{"id":664,"date":"2025-10-19T17:43:00","date_gmt":"2025-10-19T15:43:00","guid":{"rendered":"https:\/\/ljubenko-i-partneri.ectoris.com\/en\/?post_type=case_law&p=664"},"modified":"2025-10-19T17:43:00","modified_gmt":"2025-10-19T15:43:00","slug":"hipoteka-za-buduce-potrazivanje","status":"publish","type":"case_law","link":"https:\/\/www.ljubenko-i-partneri.hr\/en\/nova-praksa\/hipoteka-za-buduce-potrazivanje\/","title":{"rendered":"Hipoteka za budu\u0107e potra\u017eivanje"},"content":{"rendered":"

Prema stavu Vrhovnog suda RH u odluci br. Rev-325\/2004 pogre\u0161an je pravni pristup drugostupanjskog suda. U smislu odredbe \u010dl. 63. st. 1. ZOVO radi osiguranja odre\u0111enog potra\u017eivanja nepokretna stvar mo\u017ee biti optere\u0107ena pravom zaloga u korist vjerovnika (hipoteka) Nov\u010dana tra\u017ebina je odre\u0111ena ako je odre\u0111en njezin iznos u novcu te vjerovnik i du\u017enik. Neko drugo njezino svojstvo, osim odre\u0111enosti, ne utje\u010de na mogu\u0107nost ili nemogu\u0107nost osiguranja zalogom, pa nema zapreke da se osigura i budu\u0107a tra\u017ebina ili uvjetna tra\u017ebina. Drugostupanjski sud se poziva i na pravno pravilo iz paragrafa 14 biv\u0161eg Zakona o zemlji\u0161nim knjigama nalaze\u0107i da ono dopu\u0161ta zasnivanje i upis hipoteke za tra\u017ebinu koja se odnosi na \u010ditav iznos odobrenog kredita kada \u010ditav iznos jo\u0161 nije iskori\u0161ten, ali i u tom slu\u010daju pretpostavka je da je kredit ve\u0107 odobren u trenutku zasnivanja hipoteke. U stavku 2. toga paragrafa odre\u0111eno je, me\u0111utim, da u takvom slu\u010daju treba u ispravi na temelju koje se vr\u0161i upis navesti \u201cnajvi\u0161i iznos, koji kredit ili odgovornost smije dosti\u0107i\u201d, a to ne podrazumijeva da iznos kredita mora biti to\u010dno odre\u0111en u trenutku zasnivanja hipoteke, odnosno podrazumijeva da nije odre\u0111en s obzirom na to da se tra\u017ei da se u ispravi navede najvi\u0161i iznos \u201ckoji kredit smije dosti\u0107i. U konkretnom slu\u010daju ugovorom o hipoteci odre\u0111ena je budu\u0107a tra\u017ebina koja se osigurava, jer je odre\u0111ena pravna osnova te tra\u017ebine (poslovni odnos po kojem \u0107ebanka davati kredite, garancije i druge bankarske usluge), vjerovnik, du\u017enik i najvi\u0161i iznos koji tra\u017ebina smije dosti\u0107i.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-664","case_law","type-case_law","status-publish","hentry"],"acf":[],"yoast_head":"\nHipoteka za budu\u0107e potra\u017eivanje - Ljubenko i partneri - eng<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ljubenko-i-partneri.hr\/en\/nova-praksa\/hipoteka-za-buduce-potrazivanje\/\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hipoteka za budu\u0107e potra\u017eivanje\" \/>\n<meta property=\"og:description\" content=\"Prema stavu Vrhovnog suda RH u odluci br. Rev-325\/2004 pogre\u0161an je pravni pristup drugostupanjskog suda. U smislu odredbe \u010dl. 63. st. 1. ZOVO radi osiguranja odre\u0111enog potra\u017eivanja nepokretna stvar mo\u017ee biti optere\u0107ena pravom zaloga u korist vjerovnika (hipoteka) Nov\u010dana tra\u017ebina je odre\u0111ena ako je odre\u0111en njezin iznos u novcu te vjerovnik i du\u017enik. 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Rev-325\/2004 pogre\u0161an je pravni pristup drugostupanjskog suda. U smislu odredbe \u010dl. 63. st. 1. ZOVO radi osiguranja odre\u0111enog potra\u017eivanja nepokretna stvar mo\u017ee biti optere\u0107ena pravom zaloga u korist vjerovnika (hipoteka) Nov\u010dana tra\u017ebina je odre\u0111ena ako je odre\u0111en njezin iznos u novcu te vjerovnik i du\u017enik. 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