{"id":444,"date":"2025-10-18T23:12:40","date_gmt":"2025-10-18T21:12:40","guid":{"rendered":"https:\/\/ljubenko-i-partneri.ectoris.com\/en\/?post_type=works_articles&p=444"},"modified":"2025-11-06T03:00:01","modified_gmt":"2025-11-06T01:00:01","slug":"provedba-ovrhe-na-fini","status":"publish","type":"works_articles","link":"https:\/\/www.ljubenko-i-partneri.hr\/en\/radovi-i-clanci\/provedba-ovrhe-na-fini\/","title":{"rendered":"Provedba ovrhe na FINI"},"content":{"rendered":"

Zakon o provedbi ovrhe na nov\u010danim sredstvima (Nar. nov., br. 68\/18 – u nastavku teksta: ZPONS), koji je stupio na snagu 4. kolovoza 2018., uveo je mnoge novine, a posebno glede provedbe ovrhe na nov\u010danim sredstvima ovr\u0161enika fizi\u010dke osobe.<\/p>\n

ZPONS je bitan jer definira postupanje Financijske agencije (u nastavku teksta: Fina) u provedbi ovrhe na nov\u010danim sredstvima, zbog \u010dega je taj Zakon lex specialis u odnosu na Ovr\u0161ni zakon.<\/p>\n

Prilikom dono\u0161enja ZPONS-a htjelo se posti\u0107i ograni\u010davanje dugotrajnih blokada ra\u010duna grada- na u slu\u010daju kada se ovrha na nov\u010danim sredstvima pokazala neuspje\u0161nom, sve s ciljem rje\u0161avanja dugotrajnih blokada gra\u0111ana.<\/p>\n

Vrijeme \u0107e pokazati koliko \u0107e se u praksi taj cilj ostvariti, odnosno upitno je koliko je to dugotrajno rje\u0161enje, jer je, unato\u010d izmjenama koje su dovele do trenuta\u010dnog smanjenja blokada, ostavljena mogu\u0107nost ovrhovoditeljima pokretanja novih ovrha, \u0161to rezultira dodatnim tro\u0161kovima koje je ovr\u0161enik du\u017ean platiti.<\/p>\n

OGRANI\u010cENJE ROKA ZA PROVEDBU OVRHE<\/h2>\n

Kao glavni razlog dono\u0161enja ZPONS-a navedena je upravo potreba ograni\u010denja postupanja Fine u slu\u010daju nemogu\u0107nosti naplate ovrhe na nov\u010danim sredstvima po ra\u010dunima ovr\u0161enika, jer nije posto- jala izri\u010dita odredba koja bi propisivala ikakav rok do kojeg je Fina du\u017ena po tim zahtjevima postu- pati.<\/p>\n

Stoga je donesena nova odredba sadr\u017eana \u010dlanku 12. st. 1., koja predvi\u0111a da \u0107e Fina prestati s izvr\u0161enjem ovrhe na temelju osnove koju je Fina primila nakon proteka roka od tri godine od pri-<\/p>\n

Dakle, sada je uveden novi trogodi\u0161nji rok za postupanje Fine, a nakon kojeg Fina vi\u0161e nije du\u017e- na provoditi ovrhu u slu\u010daju ako se po tom zahtjevu, odnosno osnovi nisu, u posljednjih \u0161est mjeseci uzastopno prije nastupanja tri godine, naplatila nikakva sredstva za tog ovrhovoditelja.<\/p>\n

Sada 2025. godine, nakon vi\u0161e od 10 godina imamo i dalje vi\u0161e od 200.000 blokiranih gra\u0111ana. O\u010dito nismo rije\u0161ili problem unato\u010d svim zakonskim poku\u0161ajima. S druge strane uspjeli smo ga rije\u0161iti sa pravnim osobama, gdje vi\u0161e nitko ne ostaje dugotrajno blokiran.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-444","works_articles","type-works_articles","status-publish","hentry"],"acf":[],"yoast_head":"\nProvedba ovrhe na FINI - Ljubenko i partneri - eng<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ljubenko-i-partneri.hr\/en\/radovi-i-clanci\/provedba-ovrhe-na-fini\/\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Provedba ovrhe na FINI\" \/>\n<meta property=\"og:description\" content=\"Zakon o provedbi ovrhe na nov\u010danim sredstvima (Nar. nov., br. 68\/18 – u nastavku teksta: ZPONS), koji je stupio na snagu 4. kolovoza 2018., uveo je mnoge novine, a posebno glede provedbe ovrhe na nov\u010danim sredstvima ovr\u0161enika fizi\u010dke osobe. 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